Other Information
Was any insurance declined, canceled or non-renewed in the last 5 years?
Has the vessel been involved in a loss previously or deemed a Total Loss?
Has the boat or engines been modified or altered from their stock condition?
Does the loan value exceed 90% of the purchase price?
Is the vessel full time live-aboard?
Is a permanent affixed anti-theft tracking device installed on this vessel?
Does the insured own a residence outside of Florida?
Is the vessel used commercially or for business purposes?
Is the vessel ever chartered to others with a captain and crew?
Is the vessel used to undertake dive boat charter activities?
Insurance History & Broker Details
Additional Questions
Do you require Jones Act and / or Crew Coverage?
Are there any other businesses (other than boating) that you or the insured entity are involved in?
Have you or any principal of the business declared bankruptcy in the past 5 years?
Do you engage in fishing tournaments, races, or any special events?
Do you have a hurricane plan?
Do you use a hurricane haul-out facility?
Have you or any captain / crew ever been subject to a suspension or revocation of USCG or other licenses?
Vessel Activities & Features
Are any of your vessels equipped for diving, parasailing, or water sports?
Is there a written safety manual or training provided for crew and passengers?
Are there regular maintenance logs kept for all vessels?
Do you offer off-the-boat activities?